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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181088 reviews)

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4.73

Based on 181,087 reviews, last reviewed 31st Jul 2026

109% increase in 5 star reviews

in the past 90 days

154% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very useful facility. Always works well for me, payments are instant, interest free period is useful. Reviewed on: 31st July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181088)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Really easy to control my spending this way

Really easy to control my spending this way Reviewed on: 14th July 2026

Easy to use and simple to understand.

Easy to use and simple to understand. Everything is explained in a easy way to understand. Reviewed on: 14th July 2026

Paypal is my Pal.t way tour shopp...

Paypal is aquick and convenient way to do your shopping. The app is very straight forward and easy to use. Reviewed on: 14th July 2026

It is very convenient and reliable to use, and the p...

It is very convenient and reliable to use, and the payment process is quite straightforward. Reviewed on: 14th July 2026

online spending

Use it for majority of my online spending, makes checkout easier as my info is already saved. Plus the credit can be useful, for the bigger purchases. It also has been useful to pay/ send money to business and organisation. Reviewed on: 14th July 2026

Da best.

Da best. PayPal is very easy to use and extra security guaranteed Reviewed on: 14th July 2026

Quick and easy to use 5*

Quick and easy to use 5* i would always recommend PayPal. Reviewed on: 14th July 2026

Absolutely awesome

Very easy to use navigation was simple Reviewed on: 14th July 2026

A great service.

A great service. My only observation is the time it takes for a payment to be processed back into the PayPal Credit account. It can take a few days which is a little frustrating when normal money transaction into Bank takes only a few seconds.. Reviewed on: 14th July 2026

Fantastic!

I have never had bad dealings with Paypal Reviewed on: 14th July 2026

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