Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,864 reviews, last reviewed 16th Jul 2026
368% increase in 5 star reviews
in the past 90 days
453% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026
Lisa W's avatar
Lisa W

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180878)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and navigate,quick response usually unde...

5
Easy to use and navigate,quick response usually under 1 minute Reviewed on: 7th July 2026

Thank you for being there

5
Thank you for being there for me when I need you Reviewed on: 7th July 2026

PayPal offer great credit options.

5
PayPal offer great credit options that can save you interest, with Pay in 3 or my personal favourite 0% interest in 4 months. Reviewed on: 7th July 2026

Paypal has been my go to for years online.

5
Ive used Paypal for years for online shopping. Only lately have I used their credit service and its been flawless. From review of spend to alerting and management Paypal has been as good if not better than my high street bank. Reviewed on: 7th July 2026

PayPal are a good way to spread payments and refund...

5
PayPal are a good way to spread payments and refund quickly when necessary. Reviewed on: 7th July 2026

Easy to use.

5
Easy to use. Very secure & reassuring Reviewed on: 7th July 2026

Never had any problems using PayPal and there credit...

5
Never had any problems using PayPal and there credit and pay in 3 skeems are excellent. espeshilly for larger percheses Reviewed on: 7th July 2026

paypal is allways there to back you up if there are...

5
paypal is allways there to back you up if there are problems with sellers which i find very reassurring when spending money on the internet thank you Reviewed on: 7th July 2026

never a problem, hassle free, easy to contact suppor...

5
never a problem, hassle free, easy to contact supportave Reviewed on: 7th July 2026

Been using paypal since i was 16 never had issues wi...

5
Been using paypal since i was 16 never had issues with it and it developed so much since then its unreal Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101081 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products