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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177336 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177366)

when I use PayPal...

when I use PayPal to buy various items online I find its an easy way to break up the payments if I'm feeling the pinch from todays economy, I feel safe that the payment is secure and a little extra safeguard if things go wrong with the goods I brought, I can always go through PayPal to sort thing out in an amicable way, thanks paypal. Reviewed on: 7th July 2026

Good service

I have used the pay in 3 options a few times and have always found it easy to set up, easy to monitor payments and have never had any issues with it Reviewed on: 7th July 2026

Never had an issue with PayPal

Never had an issue with PayPal and I have full confidence in using it. Reviewed on: 7th July 2026

I like used PayPal, I use PayPal to pay my...

I like used PayPal, I use PayPal to pay my shop fees Reviewed on: 7th July 2026

Good for spreading Payments

Charged a lot for transaction when selling but now paying 3 is very handy Reviewed on: 7th July 2026

Very helpful.

Very helpful. Customer service is good and prompt with any queries. Reviewed on: 7th July 2026

suits my budgeting and buying needs (()% over 4 months)

suits my budgeting and buying needs (()% over 4 months) Reviewed on: 7th July 2026

PayPal is absolutely amazing with credit and absolut...

PayPal is absolutely amazing with credit and absolutely good! But PayPal customer service can do better at times! But all in all! I do love PayPal, it's convenient and quite easy to use! Thank you PayPal Reviewed on: 7th July 2026

I find PayPal credit really easy to use and always t...

I find PayPal credit really easy to use and always there when I need anything! Good value for money! Reviewed on: 7th July 2026

I have found PayPal to be very useful, especially fo...

I have found PayPal to be very useful, especially for bigger buys. The 0% interest is extremely helpful & the main reason for using PayPal. Also I feel I have an added level of security making purchases. Reviewed on: 7th July 2026

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