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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Keep it short term.

Keep it short term. Avoid interest Reviewed on: 13th May 2024

PayPal is brilliant for last minute presents when u...

PayPal is brilliant for last minute presents when u have not been paid Reviewed on: 13th May 2024

Been using PayPal for years, extremely happy with th...

Been using PayPal for years, extremely happy with the service they provide. Reviewed on: 13th May 2024

Iam very happy with Paypal credit.

Iam very happy with Paypal credit.Best service i would highly recommend for anyone who ever need it.Thank uou payPal for your effort:) Reviewed on: 13th May 2024

The process was very easy, the credit was online wit...

The process was very easy, the credit was online with a supplier and paypal arranged it all. I setup a Direct debit payment monthly and went very smoothly. Awesome service, thank you Reviewed on: 13th May 2024

Wonderfull experience.

Wonderfull experience.Have been user friendly and without any problem Reviewed on: 13th May 2024

It was very easy to set up , and it...

It was very easy to set up , and it felt secure Reviewed on: 13th May 2024

Been with PayPal for nearly 10 years!

Been with PayPal for nearly 10 years! Any online payments I always make through PayPal only for protection Reviewed on: 13th May 2024

Everything working well, so far. Great service

Everything working well, so far. Not much else to add unless you know better. No complaints. Reviewed on: 13th May 2024

Really help full when I needf to buy something and p...

Really help full when I needf to buy something and payment credit Really help because I can easy do monthly payments Reviewed on: 13th May 2024

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