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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Easy to use all done online no issues

Easy to use all done online no issues Reviewed on: 13th May 2024

It's a good product in principle the problem is that...

It's a good product in principle the problem is that - paying into the account is annoying and is a delayed direct debit. I typically use it only for online retailers that accepts it. Reviewed on: 13th May 2024

Never had a bad experience!

Never had a bad experience! Always smooth sailing and great to have the confidence when paying with PayPal Reviewed on: 13th May 2024

Live it, so reliable and fast.

Live it, so reliable and fast. We'll done Reviewed on: 13th May 2024

PayPal is easy to use and understand!

I've been using PayPal for over 5 years now and it's helped me with buying things online and sending money to friends and family. PayPal credit has helped me be able to afford things that aren't normally possible for me to get and they have made it very easy to understand. Reviewed on: 13th May 2024

Thanks paypal

I’ve been using PayPal credit for a few months and it’s helped me pay for groceries (using the curve card) and helped me by getting my disabled mother get to and from the hospital aswell as getting me to work. Reviewed on: 13th May 2024

Need to improve payment processing

All is fine but they need to improve payment method like others credit when we make payment at the same time payment reflect in credit account they received the payment Reviewed on: 13th May 2024

Satisfaction

Very satisfied with the service. I'm always prompted when payment is due although there's minimum payment in place. It really helps me budget Reviewed on: 13th May 2024

Fast, simple and easy to use.

Fast, simple and easy to use. Makes managing your money effortless. Reviewed on: 13th May 2024

I like to use PayPal credit as it gives me peace of...

I like to use PayPal credit as it gives me peace of mind when purchasing products, knowing that I am covered if anything goes wrong. I also like to use PayPal as it keeps my own personal details safe from any would be scams or scammers. Reviewed on: 13th May 2024

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