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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Love the pay in Three.

Love the pay in Three. Makes payment so much more easier Reviewed on: 13th May 2024

Has always helped when i was struggling to pay for t...

Has always helped when i was struggling to pay for things online Reviewed on: 13th May 2024

Very good service and very easy to use.

Very good service and very easy to use. Reviewed on: 13th May 2024

It is nice experience.

It is nice experience. I like the the pay pal credit Reviewed on: 13th May 2024

Excellent

Excellent work, i like the pay in 4 months interest free scheme Reviewed on: 13th May 2024

Best payment facility the market has to offer!

I’ve been with PayPal for a number of years, their credit terms are really reasonable, I love the 4 month 0 interest option but also the pay in 3, plus the fact they are customer focused and seem to just get better when they change things as if they are either really aware of customer concerns or extremely capable of only making changes that better their brand from an user perspective. Reviewed on: 13th May 2024

Easy to use quick efficient never had any problems

Easy to use quick efficient never had any problems Reviewed on: 13th May 2024

Always happy always easy.

Always happy always easy. Thank you Reviewed on: 13th May 2024

It’s absolutely amazing and helpfull

It’s absolutely amazing and helpfull Reviewed on: 13th May 2024

All good, except few things like app options are not...

All good, except few things like app options are not easy to select payment methods etc Reviewed on: 13th May 2024

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