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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177405 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177420)

Excellent service from a reputable company I can trust

Excellent service from a reputable company I can trust Reviewed on: 7th July 2026

Good provider, offering good overlook on your expens...

Good provider, offering good overlook on your expenses and some good offers to offside the APR (buy in 3, 0% rates for 3 months, etc) Reviewed on: 7th July 2026

Very helpful when issues with purchases

Very helpful when issues with purchases Reviewed on: 7th July 2026

Easy to use

Always been very easy to manage and keeps me reassured that my money is safe Reviewed on: 7th July 2026

I've never had any bad experience with PayPal

I've never had any bad experience with PayPal Reviewed on: 7th July 2026

It's usefull, but limited i need my credit limit inc...

It's usefull, but limited i need my credit limit increase Reviewed on: 7th July 2026

It’s so easy and convenient to use

It’s so easy and convenient to use Reviewed on: 7th July 2026

Reliable and easy to use

I’ve had a very positive experience using PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of larger purchases. The account is easy to manage through the PayPal app, payments are simple to make, and I’ve always found the information about my balance and due dates to be clear. Overall, it’s been a reliable service that has worked well for my needs, and I’d happily recommend it to others. Reviewed on: 7th July 2026

PayPal Credit.

Easy to use service & kept up to date with spending via the app. Easy to use via wallet at retailers. Reviewed on: 7th July 2026

Very easy to deal with paypal, very flexible.

Very easy to deal with paypal, very flexible. Teams consistent, reliable, always there to help. Reviewed on: 7th July 2026

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