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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177297 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177315)

I have used PayPal credit several times and I find i...

I have used PayPal credit several times and I find it easy to use Reviewed on: 7th July 2026

Easy to use and reliable and I like the flexibility...

Easy to use and reliable and I like the flexibility of payments over few mths or pay it off quicker. When ordering items it’s good to use. Reviewed on: 7th July 2026

Easy to navigate and customer service is always help...

Easy to navigate and customer service is always helpful. Reviewed on: 7th July 2026

Great solutions for credit.

Papal always create solutions for people. They make it easy to purchase things. it has everything at your fingertips Reviewed on: 7th July 2026

Reliable and safe.

Reliable and safe. Would highly recommend for peace of mind Reviewed on: 7th July 2026

PayPal credit has enabled me to purchase things that...

PayPal credit has enabled me to purchase things that I would not be able to afford otherwise. Reviewed on: 7th July 2026

Great 0% offers and find it easier to spread out pay...

Great 0% offers and find it easier to spread out payments. Reviewed on: 7th July 2026

The best online paying system.

The best online paying system. PayPal has been the best online payment service I've ever used. When I first signed up, I wasn't completely sure whether I could trust it with my financial information. However, over the years, PayPal has consistently earned my confidence through its reliability, security, and excellent service. I have linked my bank cards to my PayPal account and have always felt my information is protected. I've never experienced any issues with online payments or the security of my cards, which gives me complete peace of mind whenever I shop online. Amongst many online purchases, I regularly shop from China using PayPal, and the process couldn't be simpler. I just click the PayPal button at checkout, complete the payment in seconds, and my order is on its way. It's quick, convenient, and gives me the confidence to shop with international sellers knowing my payment is secure. Today, I make the majority of my online purchases through PayPal because I know my transactions are safe, fast, and hassle-free. I also appreciate the regular updates and ongoing improvements that show the company is committed to keeping customers informed and protected. For me, PayPal is more than just a payment platform, it's a trusted partner that has made online shopping simple, secure, and convenient. Whether I'm buying locally or ordering from overseas, I know I can rely on PayPal every time. I wouldn't switch to any other payment provider, and I look forward to using PayPal for many years to come. Reviewed on: 7th July 2026

Convienent and great for bridging my fienanical gaps

Convienent and great for bridging my fienanical gaps Reviewed on: 7th July 2026

Excellence Comes As Standard!.

I’d consider PayPal’s Customer Service as ‘Excellence Comes as Standard’ I have never ever considered closing my account, I love PayPal too much! Reviewed on: 7th July 2026

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