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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177244 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177261)

Very easy to use, great service.

Very easy to use, great service. Reviewed on: 7th July 2026

I've had good and bad experiences but on the whole I...

I've had good and bad experiences but on the whole I find the service very useful in terms of safety. Reviewed on: 7th July 2026

Amazing Service

Quick and easy to use and excellent in every interaction digitally and human Reviewed on: 7th July 2026

PayPal everyone's pal

Great service. For easy transaction covering items if bot arrived easy credit service and now points always been a fan as everything's so easy Reviewed on: 7th July 2026

PayPal Credit is easy to use when you need it

PayPal Credit is easy to use when you need it. Sometimes it is hard to make payments in full at once, so paypal credit gives me the breathing space I need in that moment. The overview is convenient and I can manage it in one place. Paypal communications are clear and I never need to worry about missing a payment or not having the full picture. Reviewed on: 7th July 2026

PayPal Credit Has Been Faultless superb experience

I’ve had an excellent experience using PayPal Credit. Everything has been smooth, reliable, and easy to manage from start to finish. The application process was straightforward, the terms were clearly explained, and the flexibility it offers has made online purchases far more convenient. Payments are simple to track, the reminders are helpful without being intrusive, and the customer service has been consistently supportive whenever I’ve needed clarification. It’s a trustworthy option that gives you extra breathing room when budgeting, without any hidden surprises. Overall, PayPal Credit has been faultless for me, and I’m happy to give it a full 5‑star rating across the board. Reviewed on: 7th July 2026

Quick and easy no messing about exellent service alw...

Quick and easy no messing about exellent service always recommend to my friends and family Reviewed on: 7th July 2026

have been using paypal for a long while, and the cr...

have been using paypal for a long while, and the credit option is a great additio Reviewed on: 7th July 2026

Recommend for your subscriptions.

Recommend for your subscriptions. Easy to use. Clear and clean app. Great that they have now added a physical card as an option if needed. Pay in 3 is also an option for those slightly bigger purchases. Reviewed on: 7th July 2026

Clear statements online, emails when payment due and...

Clear statements online, emails when payment due and find it easy to navigate. Reviewed on: 7th July 2026

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