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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180884 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180885)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

usable as normal credit card

paypal now can be used in shops with card in wallet..its excellent Reviewed on: 7th July 2026

I have been able to buy with confidence!

I have been able to buy with confidence knowing that when I have an issue they are in my corner. Reviewed on: 7th July 2026

PayPal Credit - A Brief Review

Several times I have used PayPal credit to pay for a more expensive item, and the experience has been smooth. Many times, they have offered 0% interest for 4 months, or on the pay in 3 options, which gives you flexibility when making your financial decisions. They also increased my credit limit fairly quickly. It is worth noting that there is a monthly payment if you do take out credit. Overall, it is a good service, in some ways superior to others like Klarna, for example. Reviewed on: 7th July 2026

Everything so far runs smoothly !

Everything so far runs smoothly ! Great transactions and great customer service! Reviewed on: 7th July 2026

Excellent service and easy to use

I’ve had a really positive experience using PayPal Credit. The application process was straightforward, and managing my account has been simple. It’s been a convenient way to spread the cost of larger purchases, with clear payment options and an easy-to-use app. Payments are processed quickly, and I’ve found it to be a reliable and flexible credit option. Overall, I’d definitely recommend PayPal Credit to anyone looking for a convenient way to manage purchases responsibly. Reviewed on: 7th July 2026

Best of the best

been using PayPal for over three years and have always been pleased with the service and the ability to shop safely and send money to my loved ones. I recommend this service 100 per cent. Reviewed on: 7th July 2026

I have been using PayPal for a good few years now.

I have been using PayPal for a good few years now. I have peace of mind knowing that if there are any problems with an item I have bought, PayPal will help to resolve the issue.PayPal credit is helpful when buying more expensive items and being able to pay a set amount over 3 months. Knowing the payment will automatically be taken gives peace of mind and no late fees.the buy now and pay in 4 months option is also very helpful, and now they have an option where you buy today and pay in full in 1 month. I have a direct debit set up for a fixed amount each month.i have only ever had one issue with an item that I received. The seller was not at all helpful but PayPal completely resolved the issue. I’m very happy to continue using PayPal.i always receive relevant updates regarding any changes taking place.i would recommend PayPal to anyone who wants peace of mind when buying on line. Reviewed on: 7th July 2026

All smooth sailing.

All smooth sailing. Thought I’d try papal credit with a small purchase (between £100-£500) paid off in a few months with no issues Reviewed on: 7th July 2026

I have been using paypal credit for over 5 years, ne...

I have been using paypal credit for over 5 years, never had any issues. However the apr is high and you cannot transfer the balance to another credit card. Reviewed on: 7th July 2026

Really easy to use and a great service.

Really easy to use and a great service. Very easy to increase payments and make one off payments to bring balance down. Would highly recommend Reviewed on: 7th July 2026

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