Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180891 reviews)

View other PayPal products

4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180892)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I find the ease of using paypal credit very simple.

I find the ease of using paypal credit very simple. It's easy to set up and clear to find your balances and payments. Reviewed on: 7th July 2026

I find it very easy to use across a lot...

I find it very easy to use across a lot of sites Reviewed on: 7th July 2026

I have trusted PayPal as a payment vehicle for years...

I have trusted PayPal as a payment vehicle for years so I was happy to use their PayPal Credit. It was easy to set up online and allows me to make larger payments. Every month PayPal credit tells me before my payment is due and advises of the options for payment. Payment is easy because I can pay simply by clicking on one of the options in the email. PayPal Credit gives me the opportunity to make larger purchases without unduly upsetting my monthly budget. Reviewed on: 7th July 2026

Simple plan,

Simple plan, easy to navigate and zero stress Reviewed on: 7th July 2026

Good service and honest company and there to help cu...

Good service and honest company and there to help customers Reviewed on: 7th July 2026

Very helpful and will always help and support you so...

Very helpful and will always help and support you so you get the right result Reviewed on: 7th July 2026

Keep it up

Been with PayPal for 10 years, can't find anything wrong credit is available when you need it Reviewed on: 7th July 2026

The customer service is excellent and the wait time...

The customer service is excellent and the wait time on the phone is very fast. They handle everything very quickly. Reviewed on: 7th July 2026

Easy and hassle free to use.

Easy and hassle free to use. Safe way to pay Reviewed on: 7th July 2026

PayPal is a secure payment platform

I appreciate PayPal's secure payment platform, buyer and seller protection features, and its integration with online marketplaces and e-commerce platforms. I have found it to be a reliable and efficient payment solution for managing online transactions. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.70 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101092 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub