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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177647 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177666)

All round great experience would recommend 10 out of...

All round great experience would recommend 10 out of 10 Reviewed on: 7th July 2026

Excellent

Very easy app and everything is excellent Reviewed on: 7th July 2026

Easy to use and flexible

Easy to use and useful for booking flights, concert tickets or large purchases where you may need protection. Can pay off more when you are able and keep track of everything on the app which is perfect. Reviewed on: 7th July 2026

Exceptional

Exceptional, really helped when I needed to make purchases Reviewed on: 7th July 2026

It’s always been fantastic when using PayPal fast an...

It’s always been fantastic when using PayPal fast and straight forward Reviewed on: 7th July 2026

my money back.

They were good when I need to get my money back. Reviewed on: 7th July 2026

So far so good for me :)

i like how secure Paypal is an option when purchasing from a lesser known website outside of the big ones - in case something goes wrong Paypal will help to bridge communication and any actions needed. Also I was scammed last year and Paypal helped to soothe and settle with a cash back voucher. Reviewed on: 7th July 2026

PayPal, the game changer in personal finance

I have used PayPal to either buy or pay later when I have major purchases, and that includes flight tickets, equipment, and other needs that are beyond £100. I also use PayPal to send money to my family in the United States, which provides them with access to instant cash on demand. That has made life quite easy for me and my family. PayPal is a game changer in supporting customers with daily financial solutions. Reviewed on: 7th July 2026

User friendly app

User friendly app, great customer experience Reviewed on: 7th July 2026

Great payment options

Really good payment options no interest on purchases over £100 if paid in 4 months and the option to pay in three on purchases Reviewed on: 7th July 2026

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