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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177697 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177700)

I've used it to purchase my phone.

I've used it to purchase my phone.The process was easy and smooth Reviewed on: 7th July 2026

Great job

All info what I need to know costumer service provide for me and account is to manage easy payments Highly recommend well done Reviewed on: 7th July 2026

Easy and fair for both buyer and seller.

Easy and fair for both buyer and seller. The simple delivery system is a game changer. Paypal credit makes shopping more enjoying and accessible. PayPal is a platform that that really makes the normal man feels non-judged because for their fanancial situations. Reviewed on: 7th July 2026

The first and best

The first and always reliable and secure Reviewed on: 7th July 2026

I think the customer service experiecne could be gre...

I think the customer service experiecne could be greatly improved. the online chat/AI assistance could be better. People wish to speak to a human and not AI in my view. Reviewed on: 7th July 2026

Great Banking

PayPal hasn’t is that it helps so from payments, credit, banking daily business as was a savings time. PayPal is for everyone is you get for every time banking Reviewed on: 7th July 2026

PayPal Credit help me manage my finances

PayPal Credit have offered me sensible increases to my credit limit when needed, whilst providing value for money for paying off purchases early. Reviewed on: 7th July 2026

Knowledgeable and helpful staff.

The interest free period on purchases over £100 is great, especially now there is s physical card enabling use at virtually everywhere credit cards are accepted. Whenever I have had a query the staff have always been knowledgeable and helpful. Reviewed on: 7th July 2026

Paypal Credit helped me get out of a huge debt.

Paypal Credit helped me get out of a huge debt. I was very grateful Reviewed on: 7th July 2026

Safe transactions.

I have had no problems with PayPal and my transactions feel secure. Refunds are dealt with efeciantly. Reviewed on: 7th July 2026

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