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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180897 reviews)

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4.73

Based on 180,864 reviews, last reviewed 16th Jul 2026

368% increase in 5 star reviews

in the past 90 days

453% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Fabulous app Really easy app to use and easy to sort out any problems. Reviewed on: 16th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180897)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Positive experience overall

I find Paypal very easy to use and it is very flexible payment-wise. I also tend to use it on websites I never shopped from before for an extra payment protection Reviewed on: 7th July 2026

Easy to use and clearly see when payments are due

Easy to use and clearly see when payments are due Reviewed on: 7th July 2026

Decent Credit Lenders

Great rates & offers, make payments back easy to manage Reviewed on: 7th July 2026

I would 100% recommend PayPal credit

I have used PayPal credit for a number of years now and it takes the stress out of larger purchases that need made. I’m getting married in October and it has helped me spread the cost of things like hotels and decorations over 4 months interest free so they don’t need paid until after the wedding. Reviewed on: 7th July 2026

A very good service for emergency use

A very good service for emergency use Reviewed on: 7th July 2026

Brilliant service

Brilliant service, easy to use, would highly recommend Reviewed on: 7th July 2026

It is what it is, a bank.

There are some features that are buggy like adding my bank account to set up direct debits but contacting support would take up too much time. Reviewed on: 7th July 2026

I have nothing but positive experience with PayPal t...

I have nothing but positive experience with PayPal the past 15years. Reviewed on: 7th July 2026

Easy to use for payments and the 4 months 0% apr is...

Easy to use for payments and the 4 months 0% apr is great Reviewed on: 7th July 2026

Very good and easy to use

For me ia very important tool to buy on line and easy to use. Reviewed on: 7th July 2026

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