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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177840 reviews)

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4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (177850)

Other than making the credit card statement easier t...

Other than making the credit card statement easier to read and understand online I enjoy using PayPal and I think it’s such a secure and safe way to spend money online. Reviewed on: 7th July 2026

Excellent credit provider

I have always had a great experience with PayPal, I especially love the pay in 4 months interest free or pay in 3 option. It gives you the flexibility to make a purchase without the stress of immediate payment especially in emergencies Reviewed on: 7th July 2026

PayPal Credit is very reliable, and handy.

PayPal Credit is very reliable, and handy. The obvious advantage is that you can pay 0% interest for 4 months, which many people don’t have access to via normal credit cards. The customer service team are also very helpful if you have a question, and get your query answered or sorted asap. Reviewed on: 7th July 2026

They are a great help when needing to buy now pay la...

They are a great help when needing to buy now pay later anything I’ve ever needed to query they’ve always been there with great support also some purchases are interest free for 4 months great little savour Reviewed on: 7th July 2026

Friendly staff but not easy to get through

Friendly staff but not easy to get through Reviewed on: 7th July 2026

Never had any issues with visibility of outstanding...

Never had any issues with visibility of outstanding amounts and was very convenient to manage Reviewed on: 7th July 2026

Paypal provide flexibility to manage large purchases...

Paypal provide flexibility to manage large purchases when the outright purchase isnt an option Reviewed on: 7th July 2026

I have around £50,000 credit cards but my paypal cre...

I have around £50,000 credit cards but my paypal credit is locked on £800, I think they PayPal credit doesn't have enough access to UK credit data Reviewed on: 7th July 2026

Excellent service.

Excellent service. Cannot complain at all Reviewed on: 7th July 2026

Trusted platform

Trustworthy , hassle free transactions Reviewed on: 7th July 2026

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