Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177777 reviews)

View other PayPal products

4.73

Based on 177,405 reviews, last reviewed 12th Jul 2026

1211% increase in 5 star reviews

in the past 90 days

994% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (177806)

Really like both the pay in 3 and credit offerings P...

Really like both the pay in 3 and credit offerings Paypal has, also easy to check online or with the app. I've used others that have failed to actually setup the payment and fail to alert that a payments been missed Reviewed on: 7th July 2026

Nothing to add to an excellent service.

Nothing to add to an excellent service. Reviewed on: 7th July 2026

Straightforward and simple to use

Straightforward and simple to use Reviewed on: 7th July 2026

Great service

I used PayPal credit to buy a DJ controller, it has been very flexible allowing me to pay the minimum payments or pay extra when I can to pay off sooner. Reviewed on: 7th July 2026

PayPal the best

I had a good experience with buying stuff and very safe and helpful Reviewed on: 7th July 2026

Reliable and safe service.

Reliable and safe service. I always pay via paypal as I feel confident I am protected. Reviewed on: 7th July 2026

It's OK never had a problem so don't no how good tge...

It's OK never had a problem so don't no how good tgey are Reviewed on: 7th July 2026

The terms are clear which makes it easy to understan...

The terms are clear which makes it easy to understand wha you're signing-up for, and the timeline for settling the credit. Reviewed on: 7th July 2026

great and easy

us paypal to buy many things it is easy fair and affordable Reviewed on: 7th July 2026

PayPal it’s fantastic

Every time I use PayPal it’s fantastic, different options to pay which includes pay in 3, PayPal credit, and PayPal debit, PayPal is my preferred choice every time Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3848 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98797 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub