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PayPal: PayPal Credit reviews

4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181154)

Excellent service, I can resolved everything in minu...

5
Excellent service, I can resolved everything in minutes, Excellent trained staff, thanks Reviewed on: 12th May 2024

I just love it, so easy to use when needed.

5
I just love it, so easy to use when needed. Reviewed on: 12th May 2024

Great service always there to help and resolve probl...

5
Great service always there to help and resolve problems with all types of questions also very polite and friendly Reviewed on: 12th May 2024

Great option

5
I was buying furniture for my daughter room. That was great option to use PayPal credit. I don't need to worry about pay all quote straight. With PayPal credit I don't need pay nothing extra with 6 months. I was paying monthly for credit for furniture. Recommended for everyone. Everything was easy Reviewed on: 12th May 2024

online shopping

5
I use PayPal for a lot my online shopping where possible helps keep payments secure, fast and convenient for quick and easy check out Reviewed on: 12th May 2024

Zero hassle, easy to use and manage.

5
PayPal credit has been easy to use and manage over the last few years, with zero issues. Reviewed on: 12th May 2024

A great payment method to have

5
Easy to use, helps me pay for things interest free for longer and availablle with lots of retailers, app easy to use. Reviewed on: 12th May 2024

Strongly recommend PayPal

5
I've been using PayPal for years and the pay in 3 and PayPal credit really helped especially during the lockdown. Before that I wouldn't by anything online if PayPal wasn't an option as I know my money is secure with PayPal. Highly recommend. Reviewed on: 12th May 2024

always reliable and love the paypal credit scheme!

5
always reliable and love the paypal credit scheme! Reviewed on: 12th May 2024

Perfect service Thank you Very helpful

5
Perfect service Thank you Very helpful Reviewed on: 12th May 2024

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