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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Good custermer service, range of choices available a...

Good custermer service, range of choices available and adapted to each person needs Reviewed on: 12th May 2024

Great and easy to use, simple process

Great and easy to use, simple process Reviewed on: 12th May 2024

The best company which providing financial services

The best company which providing financial services Reviewed on: 12th May 2024

I’ve always had no problems but when u do they sort...

I’ve always had no problems but when u do they sort it very quickly Reviewed on: 12th May 2024

PayPal credit has been great

PayPal credit has been a helpful way to make purchases for my necessities Reviewed on: 12th May 2024

I get paid weekly it make sense to use PayPal credit...

I get paid weekly it make sense to use PayPal credit so long as you have a DD in place & chip at it weekly it great Reviewed on: 12th May 2024

Never had a problem, really good rates, easy to use...

Never had a problem, really good rates, easy to use Reviewed on: 12th May 2024

I love PayPal.

I love PayPal. It has helped me and my family to buy things and pay later or in instalment which helps a lot. Reviewed on: 12th May 2024

Used this method of payment on multiple occasions.

Used this method of payment on multiple occasions. Their app is easy to understand and make payments. Reviewed on: 12th May 2024

Good safeguard when buying online.

Good safeguard when buying online. Quick transactions Reviewed on: 12th May 2024

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