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PayPal: PayPal Credit reviews

4.73
Based on 180,897 reviews, last reviewed 16th Jul 2026
342% increase in 5 star reviews
in the past 90 days
411% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and very user friendly Easy to use and very user friendly Reviewed on: 16th July 2026
Jason Garton's avatar
Jason Garton

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180911)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I have had a very good experience with PayPal credit...

5
I have had a very good experience with PayPal credit it’s easy to apply for and to use. They give you plenty to time to pay back Reviewed on: 7th July 2026

EBay quick to pay, when you have a bad day

5
Always quick to act when issues arrive. No quibble refunding things go wrong. Been with them a lot of years Reviewed on: 7th July 2026

Simple & brilliant

5
No hassle to apply and set up the app account. The choice of virtual or physical card is great and either is easy to use. The app is also easy to navigate Reviewed on: 7th July 2026

I’ve used paypal for years and is great

5
I’ve used paypal for years and is great Reviewed on: 7th July 2026

So easy to apply for and good customer service

5
So easy to apply for and good customer service Reviewed on: 7th July 2026

Iv used PayPal for over 15 years had no problem it's...

5
Iv used PayPal for over 15 years had no problem it's my go to when paying online Reviewed on: 7th July 2026

Used for multiple payments with ease.

5
Used for multiple payments with ease. Transactions completed via app and various payment methods available Reviewed on: 7th July 2026

Useful & manageable way to pay!

5
I have found paypal Credit very useful and most of all manageable. I have purchased items for a large cost I cannot afford in one go and paypal credit helps me split the cost easily. The app is easy to navigate also making it quicker and easier to pay back. Reviewed on: 7th July 2026

Quick and easy to apply and set up repayment plan...

5
Quick and easy to apply and set up repayment plan Reviewed on: 7th July 2026

PayPal is so easy to use and automatically gives 4 m...

5
PayPal is so easy to use and automatically gives 4 months interest-free, unlike other providers that you have to apply for after you have paid. Reviewed on: 7th July 2026

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