Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180916 reviews)

View other PayPal products

4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180918)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Simple, easy ,pain free

Easy to apply and maintain through the app, easy pain free application and a quick decision on limit of credit available to you, and can also able to apply for a card to use alongside the handy app on online and inshore purchases PayPal credit has been invaluable to me , and has saved the day on many occasions, would definitely recommend it to family and friends Reviewed on: 7th July 2026

Excellent service can't fault it

Excellent service can't fault it Reviewed on: 7th July 2026

I’ve never had a bad experience with PayPal they hav...

I’ve never had a bad experience with PayPal they have been excellent in resolving any issues or problems I have encountered with vendors Reviewed on: 7th July 2026

Paypal provides a first-class, easy to use service.

Have been using PayPal for many years. Their website is easy to use and is a perfect way to make payments to various retailers without having to release my debit card details. Reviewed on: 7th July 2026

PayPal provides me with the confidence to spend onli...

PayPal provides me with the confidence to spend online knowing I'm protected as well as the freedom to purchase items guilt free as I can budget by paying in 3 or 4 installments. Now with the physical credit card and the points system it ticks every single box. Can't recommend PayPal credit enough! Reviewed on: 7th July 2026

So easy to use, allways there when needed at a touch...

So easy to use, allways there when needed at a touch of a button. Reviewed on: 7th July 2026

Reliable Service with Strong Buyer Protection

I have been using PayPal for several years for both personal purchases and sending money to family and friends. Overall, my experience has been very positive. The platform is straightforward to use, and I like how quickly payments are processed. Having PayPal as a payment option on many websites makes online shopping much more convenient. One of the features I appreciate most is the buyer protection, which gives me extra confidence when purchasing from unfamiliar sellers. The mobile app is also easy to navigate, and I receive instant notifications whenever a transaction is completed. The only drawback I've experienced is that, on occasion, account verification or payment reviews can take a little longer than expected, which can be frustrating if you need to complete a transaction quickly. However, I understand these checks are in place to improve security. Overall, PayPal is a reliable and secure payment service that I would recommend to anyone looking for a convenient way to make online payments and transfer money. Reviewed on: 7th July 2026

Easy and simple to use

Easy and simple to use, no fees and paying is automatic, I would definitely use again Reviewed on: 7th July 2026

Simple & easy

PayPal is simple and easy to use….no dramas Reviewed on: 7th July 2026

Easy and convenient.

Easy and convenient way of getting short term credit Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.70 from 3855 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101102 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub