Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 178,476 reviews, last reviewed 13th Jul 2026
770% increase in 5 star reviews
in the past 90 days
776% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026
Bryan G's avatar
Bryan G

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026
Robert 's avatar
Robert

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (178812)

Enjoying using the service - easy to use with good o...

4
Enjoying using the service - easy to use with good options for pay Reviewed on: 7th July 2026

Professional & Trustworthy

5
Game changer for online shopping. It seamlessly integrates into checkout, and the instant approval means I never miss out on a deal. The flexible payment options are fantastic 5 stars!!! Reviewed on: 7th July 2026

PayPal Credit is a flexible

5
PayPal Credit is a flexible, easy‑to‑use digital credit line that works well for online shopping, especially if you already use PayPal. Reviewed on: 7th July 2026

Its useful, but the interest

4
Its useful but i wish that the interest free period lasted longer Reviewed on: 7th July 2026

I have been a customer since 2010, I have never expe...

5
I have been a customer since 2010, I have never experienced any issues, they have always assisted me whenever I had dispute with merchants and also the papal credit and pay in 3 has given me a lot of flexibility to manage my finance. PayPal simply give me less anxiety whenever I make an online purchase as I know i am in safe hands. Reviewed on: 7th July 2026

Excellent service & easy to use.

5
Excellent service & easy to use. I use all of time for purchases. And the tracking service is great. Reviewed on: 7th July 2026

Great experience.

5
Great experience.i can buy more stuff with no interest Reviewed on: 7th July 2026

good intro offer, easy to access, feels evry secure

5
good intro offer, easy to access, feels evry secure Reviewed on: 7th July 2026

Quick! Convenient! Secure

5
If used PayPal for years because it is quick convenient and secure. Reviewed on: 7th July 2026

just a good all-round service.

5
just a good all-round service. what it says on the tin Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 99466 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3850 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
    View all products