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PayPal: PayPal Credit reviews

4.73
Based on 180,913 reviews, last reviewed 17th Jul 2026
328% increase in 5 star reviews
in the past 90 days
402% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026
Yvonne F's avatar
Yvonne F

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180918)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Straightforward

5
They are very Straightforward. When I need to pay at a website that I am not too sure with, I would only pay if it's got paypal Reviewed on: 7th July 2026

Easy to use and manage finances within the app with...

5
Easy to use and manage finances within the app with plenty of perks alongside. Reviewed on: 7th July 2026

Nice and easy

5
I have used PayPal for years, nice and easy to use, I feel secure with my payments, both in and out, on the rare occasion I have had a problem, it has been sorted out quickly and professionally. Reviewed on: 7th July 2026

Excelent and easy to use , very satisfying

5
Excelent and easy to use , very satisfying Reviewed on: 7th July 2026

Paypal is hugely re-assuring !

5
I've always used Paypal where possible, its re-assuring to have financial protection via Paypal knowing your money is safe. Reviewed on: 7th July 2026

Feel safe

5
Never had any concerns. Easy to use and feel confident using PayPal Reviewed on: 7th July 2026

Very happy customer

5
Very good service easy to use and I like the safety back up it provides Reviewed on: 7th July 2026

No issues whatsoever.

5
No issues whatsoever. Customer services are always very helpful and let me know what I need to know. Reviewed on: 7th July 2026

easy and convenient set up and good customer service

4
easy and convenient set up and good customer service Reviewed on: 7th July 2026

PayPal credit is a great

5
PayPal credit is a great flexible way to pay while also providing security on purchases. I have used it for years and will continue to use it. It helps spread the cost of larger purchases and provided great payment plans/options. It’s even better now with the PayPal credit card being offered as you can use it anywhere. Reviewed on: 7th July 2026

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