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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180923 reviews)

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4.73

Based on 180,913 reviews, last reviewed 17th Jul 2026

328% increase in 5 star reviews

in the past 90 days

402% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Hassle free, easy to use, informative. Hassle free, easy to use, informative. All in all a very good service. Have not experienced any drawbacks. Reviewed on: 17th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180924)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great, flexible payment options.

Anything over £99 automatically has the option to pay within 4 months at 0%. Great, automatic flexibility. Fees are clear, and it's easy to track what you've spent, and how long you've got left before interest kicks in. Having the option of a physical card means that you can benefit from PayPal credit facilities wherever you go, even if they don't accept PayPal. Added to the PayPal+ facility in conjunction with a PayPal debit card connected to your bank, you can earn points to use against future purchases. FREE MONEY! Reviewed on: 7th July 2026

Use it without hesitation.

Ease of use, competitive rates, pay in 3 and good software. Good customer service on the odd occasion I have had to use. Reviewed on: 7th July 2026

Easy , simple and safe

Easy , simple and safe way for me to spend money and also spread the cost when it comes to big bike purchases or uniform expenses for the kids. Reviewed on: 7th July 2026

Great to use to buy concert tickets etc

Great to use to buy concert tickets etc Reviewed on: 7th July 2026

I have used PayPal credit for several years now and...

I have used PayPal credit for several years now and have never had a problem. The reminders for payment are useful and I like to schedule my payment in advance. I don't like to pay interest if I can help it. Reviewed on: 7th July 2026

I have been using paypal for a number of years now a...

I have been using paypal for a number of years now and wouldny pay online any other way there custmer service is excellent Reviewed on: 7th July 2026

Always good service and feel confident buying on lin...

Always good service and feel confident buying on line with PayPal Reviewed on: 7th July 2026

When I used first time, i was like, I have everythi...

When I used first time, i was like, I have everything on my palm. Reviewed on: 7th July 2026

Purchases paid through PayPal.

All my transactions always go through PayPal without a hitch! Reviewed on: 7th July 2026

Fast transactions.

Fast transactions. Good rates. Decent points and rewards Reviewed on: 7th July 2026

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