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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178908 reviews)

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4.73

Based on 178,476 reviews, last reviewed 13th Jul 2026

770% increase in 5 star reviews

in the past 90 days

776% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (178919)

Excellent service

I've had the best experience using paper for the past 11 years now paper has been a safer for me and my entire family I will introduce lots of people to pay for using paper because they are payments is very reasonable Reviewed on: 7th July 2026

Greats simple service with added security

Greats simple service with added security Reviewed on: 7th July 2026

They are very helpful if you have a problem they wil...

They are very helpful if you have a problem they will fix it straight away for you and they are always there if you need more time to pay for something to help with your financial situation Reviewed on: 7th July 2026

Paying the right amount on time

Whenever I have had a query it has been solved almost immediately. Reviewed on: 7th July 2026

No option to increase my credit limit has been provi...

No option to increase my credit limit has been provided. My credit limit has remained the same for the past five years, even though my credit rating is more than sufficient. Reviewed on: 7th July 2026

PayPal Explained

Good communication and straightforward emails Reviewed on: 7th July 2026

Happy customer!

Peace of mind and easy to use, plus it helps re build my credit score. Love the pay in 3 function too! Reviewed on: 7th July 2026

Easy to use, excellent back up.

Easy to use, excellent back up. Spread payments with on interest. One click application, no need for contact with bank. Able to purchase an item that may just be unaffordable in one payment with going into debt. Reviewed on: 7th July 2026

Secure & Reliable. The Best Way to Shop Online

I’ve been using PayPal for years, but a recent experience reminded me exactly why it remains my go-to platform for online payments. I recently purchased an item from a new online retailer, and unfortunately, the package never arrived. After getting no response from the seller, I turned to PayPal's Resolution Center to open a dispute. The entire process was incredibly straightforward. PayPal stepped in, investigated the issue, and returned my funds within just a few days. Why I love using PayPal: Top-tier Buyer Protection: They truly have the customer's back when a transaction goes wrong. Convenience: Checkout takes seconds, saving me from constantly typing in credit card details on different websites. Security: I love the peace of mind that comes with keeping my financial information private. Whether for everyday shopping or sending money to friends, PayPal has proven to be safe, fast, and completely dependable. Highly recommended! Reviewed on: 7th July 2026

Just perfect.

Just perfect. Always happy to use it day by day Reviewed on: 7th July 2026

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