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PayPal: PayPal Credit reviews

4.73
Based on 180,929 reviews, last reviewed 17th Jul 2026
306% increase in 5 star reviews
in the past 90 days
367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026
Deryl Scott's avatar
Deryl Scott

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180929)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy checkout.

5
Easy checkout. Easy to apply. Decision is made very fast. Easy and quick setup for repayment with full control Reviewed on: 7th July 2026

All so easy and great customer service...

5
All so easy and great customer service Reviewed on: 7th July 2026

Easy peasy service.

5
Always easy dealing with customer service. Quick responses. Reviewed on: 7th July 2026

Perfect Paypal

5
Have always used PayPal since ive had a bank account, always very fast, responive and reliable. Have never even thought about using another company as paypal has never failed me Reviewed on: 7th July 2026

Easy to use and monitor the app is easy to use and h...

5
Easy to use and monitor the app is easy to use and helps keep my payments secure. Reviewed on: 7th July 2026

Professional felling

5
Well no fuss it makes me feel secure safe it's also quick no faffing just great professional service Reviewed on: 7th July 2026

Paypal, the easy way.

5
Paypal is easy to use, fast and has many options to pay. Reviewed on: 7th July 2026

Pay pal lets me get items without worrying about my...

5
Pay pal lets me get items without worrying about my money or being ripped off by suppliers definitely a positive experience let’s you budget and spread the cost through out the year next generation way of spending and all within budget. Reviewed on: 7th July 2026

My experience have been good with pay pal, easy to u...

5
My experience have been good with pay pal, easy to use and has helped me out Reviewed on: 7th July 2026

easy to work with, and alot of options for credit av...

5
easy to work with, and alot of options for credit available. its quick to apply. I already used it twice now and I am happy Reviewed on: 7th July 2026

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