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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180929)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal super fast and easy to use and to borrow...

PayPal super fast and easy to use and to borrow from Reviewed on: 7th July 2026

Definitely the best digital payment platform...

I have been using PayPal for many years now and they have never let me down. So easy to use once set up. No need for constantly entering your name and address, simply select PayPal and it's done. So quick and so simple to use. You have the added bonus of being able to query any problem which should arise and it gets seen too straight away. Using your PayPal account, you can keep up to date with how much you spend and to whom you spend it. Every transaction is kept within your account. If an order doesn't arrive, it gets dealt with immediately. All refunds are dealt with immediately. What more could you ask for. Definitely the best digital payment platform you could use. I would definitely recommend PayPal to the world.... can't fault it at all. Reviewed on: 7th July 2026

Excellent service and good value for money

Excellent service and good value for money Reviewed on: 7th July 2026

Quick and efficient service.

Quick and efficient service. Never had an issue with any of the products. Reviewed on: 7th July 2026

Iv used paypal credit several times and it helps spr...

Iv used paypal credit several times and it helps spread the cost. I always use it when there's a deal like interest free. Reviewed on: 7th July 2026

Excellent service

Excellent service nothing is a problem for PayPal also fast acting when you do have any queries. Reviewed on: 7th July 2026

4 months interest free credit on purchases is handy

4 months interest free credit on purchases is handy Reviewed on: 7th July 2026

Very efficient, excellent customer service and great...

Very efficient, excellent customer service and great flexible offers. Reviewed on: 7th July 2026

PayPal offer a good all round service

PayPal offer a good all round service Reviewed on: 7th July 2026

Easy to use with pay in 3 and widespread utilisation...

Easy to use with pay in 3 and widespread utilisation across different retailers Reviewed on: 7th July 2026

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