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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180929 reviews)

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4.73

Based on 180,929 reviews, last reviewed 17th Jul 2026

306% increase in 5 star reviews

in the past 90 days

367% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180929)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

So far so good.

So far so good. I do not spend hours pondering about services, unless I'm not satisfied and this isn't the case so far. Reviewed on: 7th July 2026

Customer service are great.

Customer service are great. The agent tried to resolve the issue unfortunately it didn't happened. Reviewed on: 7th July 2026

Excellent service can't fault it

Very good can't fault it easy to use Reviewed on: 7th July 2026

I have tried countless times to apply for the virtua...

I have tried countless times to apply for the virtual credit card but it never works. I always get a message saying “we are having problems verifying your identity “ despite logging in over and over the app freezes Reviewed on: 7th July 2026

Flexible repayment plans, often meaning no additiona...

Flexible repayment plans, often meaning no additional interest is accumulated across the borrowing. Great for every day purchases Reviewed on: 7th July 2026

PayPal Credit

PayPal Credit is an easily accessible service with fair rates. Reviewed on: 7th July 2026

Positive Feedback

Well I have used this and it has helped a great deal Reviewed on: 7th July 2026

Easy and stress free

PayPal is easy to use and good value for money Reviewed on: 7th July 2026

Helpful...

When iv needed my money back from a company you're always helpful Reviewed on: 7th July 2026

Really good customer service, very helpful and infor...

Really good customer service, very helpful and informated. Quick to help you with claimd Reviewed on: 7th July 2026

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