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PayPal: PayPal Credit reviews

4.73
Based on 180,929 reviews, last reviewed 17th Jul 2026
306% increase in 5 star reviews
in the past 90 days
367% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Excellent service all round . Excellent service all round . They treat you like a real person and understand your problem. Reviewed on: 17th July 2026
Deryl Scott's avatar
Deryl Scott

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180929)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great platform to use, very easy and very convenient

5
Great platform to use, very easy and very convenient Reviewed on: 7th July 2026

Very easy to use and the app works great.

5
Very easy to use and the app works great. So quick to make payments and quick to receive refunds. I love the pay in 3 feature too so you barely dent your finances over 3 months to get something you love. It’s so easy to pay contacts too. Reviewed on: 7th July 2026

No problem easy to use easy to manage your money...

5
No problem easy to use easy to manage your money Reviewed on: 7th July 2026

Always easy to set up and manage

5
Always easy to set up and manage Reviewed on: 7th July 2026

They're useless if you have problems

1
They're useless if you have problems Reviewed on: 7th July 2026

Very prompt and efficient every time

5
Very prompt and efficient every time Reviewed on: 7th July 2026

Paypal is safe and easy to use for online purchase.

5
Paypal is safe and easy to use for online purchase. Reviewed on: 7th July 2026

Easy and simple lay out.

5
Easy and simple lay out. Simple check out for goods and services Reviewed on: 7th July 2026

I have had nothing but positive things to say about...

5
I have had nothing but positive things to say about PayPal. They are reliable, their services are easy to use. It makes spending and saving money hassle free. Reviewed on: 7th July 2026

PayPal Credit

5
I needed to purchase something quickly and PayPal credit came to the rescue, was so quick, easy and hassle free to use and I can control it all from my app which is even better Reviewed on: 7th July 2026

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