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PayPal: PayPal Credit reviews

4.73
Based on 181,053 reviews, last reviewed 26th Jul 2026
151% increase in 5 star reviews
in the past 90 days
203% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a God send! My PayPal Credit account has been a God send on more than one occasion, from appliances breaking down, to emergency purchases. The pay in 3 option is ... Read more Reviewed on: 26th July 2026
Karen M's avatar
Karen M

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181055)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I find the website a little confusing but the app wo...

4
I find the website a little confusing but the app works well Reviewed on: 14th July 2026

Gret experience and good customer sevice

5
Gret experience and good customer sevice Reviewed on: 14th July 2026

Excellent Credit Card!

5
Have been using PayPal credit for a few months now and it’s brilliant! Especially getting 4 months interest free on every purchase over £100, it helps so much trying to budget every month on big purchases! Reviewed on: 14th July 2026

Im happy with the service always helpful to sort any...

5
Im happy with the service always helpful to sort any issue so far so good Reviewed on: 14th July 2026

Quick solution

5
Easy to use it and convenient , balance should update sooner Reviewed on: 14th July 2026

It has been a worthy experience.

4
It has been a worthy experience. Reviewed on: 14th July 2026

It’s the safest way 2 send and receive money I’ve ne...

5
It’s the safest way 2 send and receive money I’ve never had a days bother with PayPal Reviewed on: 14th July 2026

Very good and so far had no problems contacting PayP...

5
Very good and so far had no problems contacting PayPal credit when needed. Reviewed on: 14th July 2026

Just really easy to use and great extra features lik...

5
Just really easy to use and great extra features like order tracking Reviewed on: 14th July 2026

Great for everyday use!

5
Great for everyday use! Safe and secure. Easy and quick payments. Reviewed on: 14th July 2026

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