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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180932 reviews)

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4.73

Based on 180,932 reviews, last reviewed 18th Jul 2026

296% increase in 5 star reviews

in the past 90 days

359% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant Always use pay pal on a regular basis i use pay in 3 the most described in one word brilliant Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180932)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great experience, however my only issue is high late...

Great experience, however my only issue is high late fee charges when missed a payment Reviewed on: 7th July 2026

Confidence

I’m so confident using PAypal for all my online shopping and payments. Reviewed on: 7th July 2026

Paypal Credit has been great for me!

Paypal Credit has been great for me as I have the flexibility to purchase larger items, for example a new cooker, making my life easier and having 4 months interest free to repay is a definate advantage. Reviewed on: 7th July 2026

Super easy

Using it and its very easy . I bought something using paypal credit and got problem of the seller good thing paypay customer service is good Reviewed on: 7th July 2026

Never had a problem.

Never had a problem.in fact paypal resolved a problem I had with a seller 10/10 Reviewed on: 7th July 2026

Simple and Straightforward

Simple adnd easy to understand Payments Reviewed on: 7th July 2026

Good overall

good but the delay in payments on pay pal credit is frustrating Reviewed on: 7th July 2026

Easy to use and understand.

Easy to use and understand. paypal provides a very professional service. Reviewed on: 7th July 2026

Excellent and Convenient Credit Service

I've had a great experience using PayPal Credit. The application process was quick and straightforward, and it's been a convenient way to spread the cost of purchases. The app is easy to use, payments are simple to manage, and everything has worked smoothly. I would definitely recommend PayPal Credit to anyone looking for a flexible and reliable payment option. Reviewed on: 7th July 2026

Great help

Helped me get my credit back on track Reviewed on: 7th July 2026

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