Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 179,546 reviews, last reviewed 14th Jul 2026
571% increase in 5 star reviews
in the past 90 days
631% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

.buy with ease It’s fast n easy and the customer service is excellent Reviewed on: 14th July 2026
Lorraine M's avatar
Lorraine M

Latest lowest rating:

1

Its fine when you dont have encounter any issues but... Its fine when you dont have encounter any issues but as soon as you need to contact the customer support that is where pain starts. I dont believe any... Read more Reviewed on: 13th July 2026
Ersan K's avatar
Ersan K

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180645)

Great service, works seamlessly, great offers and pr...

5
Great service, works seamlessly, great offers and prices. Would reccomend to anyone. Reviewed on: 7th July 2026

I have been with PayPal for a very long time now and...

5
I have been with PayPal for a very long time now and they have always been 2nd to none. I trust them with my money, my finance information and data, to make payments on my behalf and resolve any query’s I have. I trust them more than my own bank. They are efficient and always deliver. Support is easy and readily available. Reviewed on: 7th July 2026

No issues.

4
No issues. Almost too simple. Should be more barriers to get into debt. Reviewed on: 7th July 2026

Great Experience at Pay Pal

5
Always having pay pal as an option is great and super helpful. Pay pal are very communicative and having the online app is also useful. Reviewed on: 7th July 2026

Great customer services

5
Great customer services, feel safe using this service Reviewed on: 7th July 2026

I have been using PayPal for nearly 3 decades, and I...

5
I have been using PayPal for nearly 3 decades, and I feel secure when using PayPal to process payments to service providers/sellers. In addition to the security provided, PayPal Advisors are well trained, being good listeners, and will endeavour to sort out the issue re. dispute or refund. HOWEVER, of late, due to the more interaction of BOTS, this can be frustrating, listening to machine that is not programmed to offer alternatives, as in the case of when talking with the Advisors. Regretfully, last week it took me several attempts to speak with any Advisor but the damn BOT couldn't just get the jist or understanding that my issue could ONLY BE SOLVED BY A HUMAN. Sadly, thill this date no advisor has called me. But I am assured, if the Advisor attends to any issue, rest assured, consider the issue or problem solved. Reviewed on: 7th July 2026

Very easy to use.

5
Very easy to use.. can spread the cost Reviewed on: 7th July 2026

Paypal Credit No 1

5
Its just exceptional Customer service and easy to work through. Reviewed on: 7th July 2026

Very convenient.

5
Very convenient. always available. Reviewed on: 7th July 2026

Never have any issue with payments going through up...

5
Never have any issue with payments going through up to date information on app Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 100899 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 124 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
    View all products