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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180938 reviews)

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4.73

Based on 180,938 reviews, last reviewed 18th Jul 2026

285% increase in 5 star reviews

in the past 90 days

351% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Linking Bank Account One has to be careful when linking the bank account to paypal, as several times, the payment was done from the bank account, and not from the paypal c... Read more Reviewed on: 18th July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180938)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

1st class service.

I have always been highly satisfied with customer service. Anytime I have had to contact them they have kept me informed every step of the way. Reviewed on: 7th July 2026

A secure way of shopping

When making online purchases I find PayPal so easy to use. It’s a secure site and I feel confident in using it, it has competitive interest rates and making payments to my account is very easy. It’s also easy to send money abroad, I have a son living in Australia and I use PayPal to send birthday and Christmas money for gifts. Reviewed on: 7th July 2026

Easy to use very reliable been using PayPal for many...

Easy to use very reliable been using PayPal for many years with no problems Reviewed on: 7th July 2026

I've had a great experience using PayPal.

I've had a great experience using PayPal. Payments are fast, secure, and easy to make. The app is simple to use, and buyer protection gives me confidence when shopping online. Overall, it's a reliable payment service that I would recommend. Reviewed on: 7th July 2026

Pay in three is great

Its has become easier and clearer in the app to use the finance options. I particularly like the "pay in three" option as this helps smooth out cash flow on larger expenses Reviewed on: 7th July 2026

For some reason ive manage to hold on to my paypal f...

For some reason ive manage to hold on to my paypal for many years its very reliable reasonably i can find no faults even down to calls and the agents all very professional keep up the great work Reviewed on: 7th July 2026

Neat & Tidy Service

Whenever I have needed to engage with customer service, it has been slick & efficient. Reviewed on: 7th July 2026

Service agents will allow for 2-3 rings only

The service agents when calling you will allow for 2-3 rings then hang up. This is falling short of service expectations, when people are in calls, meetings, out or even with children the possibility of being able to answer the phone this quickly is low. Reviewed on: 7th July 2026

Great products and service

Great customer service and priceless cover on purchases Reviewed on: 7th July 2026

They are always very helpfull when i have needed help.

They are always very helpfull when i have needed help. Reviewed on: 7th July 2026

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