Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 180,978 reviews, last reviewed 21st Jul 2026
224% increase in 5 star reviews
in the past 90 days
275% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Lots of payment options, easy to use and have great... Lots of payment options, easy to use and have great customer support Reviewed on: 21st July 2026
Mrs A Wilson's avatar
Mrs A Wilson

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180993)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Trusted online payment provider.

5
Never had any issue with PayPal over the years and the addition of credit is even better. Any issues ever and customer services are quick to resolve anything. I trust PayPal as my number one online payment service. Reviewed on: 7th July 2026

Paypal is the safest way to pay in my opinion.

5
Paypal is the safest way to pay in my opinion. If a website doesn't offer paypal as a payment method I often don't buy from there. Reviewed on: 7th July 2026

PayPal are a very convenient secure payment method.

5
PayPal are a very convenient secure payment method. When I needed to arrange a refund they were extremely helpful and prompt. Reviewed on: 7th July 2026

Very flexible and cheap credit.

5
Very flexible and cheap credit. Is proactively offered for appropriate purchases. Great communications so I always know the situation for repayment. Reviewed on: 7th July 2026

Quick and easy to arrange and offers of interest fre...

5
Quick and easy to arrange and offers of interest free instalments excellent. Reviewed on: 7th July 2026

Problem free transactions.

5
Never had any problems with Paypal. Reviewed on: 7th July 2026

PayPal works well and quickly to pay for things or r...

5
PayPal works well and quickly to pay for things or request money Reviewed on: 7th July 2026

PayPal? My Pal!

5
Good site for keeping track of spending and payments. App easy to navigate, helpful when trying to negotiate refunds from companies. Reviewed on: 7th July 2026

Secure and Helpful platform for payment and receipts

5
Excellent customer services and helpful in manging funds and securing payments to suppliers and receiving it from customers. Reviewed on: 7th July 2026

Paypal credit offers me easily accessible finance fo...

5
Paypal credit offers me easily accessible finance for unexpected purchases Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101175 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.67 from 124 reviews
    PayPal
    View all products