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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180805 reviews)

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4.73

Based on 180,723 reviews, last reviewed 14th Jul 2026

503% increase in 5 star reviews

in the past 90 days

562% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great Customer Support Thank you. for your help ! Great Customer Support! Great Customer Support and great Help. and understanding. support !!! Thank you. For you help ! Reviewed on: 14th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180806)

Excellent tool for managing cash flow

I've been using PayPal Credit for a while now, and it has completely changed how I manage my personal monthly budget. Instead of seeing a massive dent in my checking account on payday when I buy gifts, travel tickets, or gear, I use PayPal Credit to space things out. Knowing that any decent-sized purchase gives me a 6-month interest-free window allows me to keep my savings intact and pay things off incrementally. The dashboard is incredibly transparent—it clearly shows your promotional balances and exactly when they expire so you never get caught off guard. It’s secure, widely accepted everywhere online, and makes digital shopping incredibly smooth. Reviewed on: 7th July 2026

I've had a really positive experience using PayPal C...

I've had a really positive experience using PayPal Credit. The application process was straightforward, and everything has been easy to manage through my account. Payments are clearly set out, the platform is simple to use, and I've found it really helpful for spreading the cost of larger purchases. Customer service has also been responsive whenever I've had a query. Overall, it's been a reliable and convenient way to manage my spending, and I'd definitely recommend it. Reviewed on: 7th July 2026

Pay pal is very helpfull when you need to take some...

Pay pal is very helpfull when you need to take some extra money, Reviewed on: 7th July 2026

Paypal is my go to method of payment

Paypal is my go to method of payment for online shopping. If there is ever a problem, paypal do their utmost to sort it out.IT is by far the safest way to pay online. If i have a big purchase, the pay in 3 or the paypal credit is so easy to use and takes a matter of minutes to sort out. Reviewed on: 7th July 2026

PayPal credit has been a regular support when financ...

PayPal credit has been a regular support when finances become tough. I used to go to people to borrow money before now but PayPal credit has made that a thing of the past. Reviewed on: 7th July 2026

Paypal is easy to use and very convienant

Paypal is easy to use and very convienant Reviewed on: 7th July 2026

Easy payment option and reliable to contact sellers

Easy payment option and reliable to contact sellers Reviewed on: 7th July 2026

Simple and easy to use, application and purchase pro...

Simple and easy to use, application and purchase process. Good integration with most shop fronts. Clear messaging and communication while making purchases. Reviewed on: 7th July 2026

It was a good experience with the customer service t...

It was a good experience with the customer service team Reviewed on: 7th July 2026

I have used PayPal for years, in fact since they wer...

I have used PayPal for years, in fact since they were first linked to Ebay - I have never had an issue with the service or the system. It is the only online service i use if it is available. Reviewed on: 7th July 2026

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