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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180994 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180994)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Feel secure when buying online Safe from scammers e...

Feel secure when buying online Safe from scammers easy to use Reviewed on: 7th July 2026

Use it all the time

Use it all the time. Very easy to use and very clear. Good reminders about payments coming up. Reviewed on: 7th July 2026

Great service, very helpful staff.

Great service, very helpful staff. Reviewed on: 7th July 2026

Been useful for when payday is not close

Been useful for when payday is not close Reviewed on: 7th July 2026

Brilliant value for paying option

Brilliant value for paying option Reviewed on: 7th July 2026

I always purchase using PayPal

Whenever I have the option, I always purchase using PayPal. I feel confident in the extra security and protection that PayPal offers. Reviewed on: 7th July 2026

Prompt effective and efficient service!

Prompt effective and efficient service!! I always feel safe when I use PayPal as my intermediary when paying for goods. That is a very difficult commodity to find in this day and age, especially for us older folks. Reviewed on: 7th July 2026

Really good to use and understand

Really good to use and understand Reviewed on: 7th July 2026

Great for online buying

Never had a problem and use PayPal a lot, especially for online buys. Reviewed on: 7th July 2026

PayPal Virtual Card is a Game Changer

PayPal credit makes paying for things super easy! I would really recommend adding the virtual credit card to your wallet, which gives you the flexibility to use it as any other card and pay for things in shops and other places where cards are accepted. It really is a game changer — and keeps the economy flowing even where the option to pay via PayPal online is not available. Reviewed on: 7th July 2026

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