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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181153)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Well done.

Well done.good and quick servicess Reviewed on: 14th July 2026

All services provided have been great

All services provided have been great Reviewed on: 14th July 2026

Paypal have always given me efficient helpful service

Paypal have always given me efficient helpful service Reviewed on: 14th July 2026

PayPal is easy and useful very helpful in the moment...

PayPal is easy and useful very helpful in the moments needed to use Reviewed on: 14th July 2026

Excellent!

Being good and get value for money Reviewed on: 14th July 2026

I’ve not had any issues using PayPal credit, it has...

I’ve not had any issues using PayPal credit, it has helped when needed. Would recommend to anyone and I love that you can also set a limit to the credit offered if you wish. Reviewed on: 14th July 2026

No concern about the customer

i had a case of double payment to a provider and despite providing evidence , they didnt care, its like i was talking to a machine programmed with response Reviewed on: 14th July 2026

It’s a simple way of paying for goods

It’s a simple way of paying for goods Reviewed on: 14th July 2026

I have always found that I receive excellent custome...

I have always found that I receive excellent customer service, everything I have had to get a refund for over time has been simple. Reviewed on: 14th July 2026

Really easy to control my spending this way

Really easy to control my spending this way Reviewed on: 14th July 2026

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