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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180825)

Its a trusted platform you know it safe to shop

5
Its a trusted platform if a site does not offer PayPal i am not shopping on it as it is the defacto so to speak. Reviewed on: 7th July 2026

How to make PayPal a great company

4
I have had a good relationship with PayPal from the start of my signing up with them. Overall I've had no problems just keep making your payment on time and you will have a good working relationship with PayPal. Reviewed on: 7th July 2026

Phantom1

5
I find useing paypal a great help as i dont have to enter my detailrs all the time its safe Reviewed on: 7th July 2026

A hassle free service

5
Always been easy to use - whether sending or receiving money, or using PayPal credit. Reviewed on: 7th July 2026

I’ve had a great experience using PayPal.

5
I’ve had a great experience using PayPal. It’s quick, secure, and makes sending or receiving money incredibly easy. I also appreciate the extra buyer protection when shopping online, which gives me peace of mind. The app is simple to use, transactions are usually processed quickly, and I’ve never had any major issues. Overall, it’s a reliable payment service that I use regularly and would happily recommend to others. Reviewed on: 7th July 2026

Helps with indulgent purchases.

5
Always use this with expensive purchases when I do not have ready money. Excellent for those purchases you feel guilty having. Wonderful service, thank you. Reviewed on: 7th July 2026

Instantly available couldn't ask for more.

5
Instantly available couldn't ask for more. Reviewed on: 7th July 2026

Easy shopping.

5
I love it, the transactions are easy to get through, everything about PayPal has been very good for me, many thanks . Reviewed on: 7th July 2026

Easy to set up, & easy to manage

5
Easy to set up, & easy to manage Reviewed on: 7th July 2026

The only pal you need

5
PayPal provide an excellent service on all manner of purchases. Plenty of options for spreading the cost too. A true pal to go shopping with. Reviewed on: 7th July 2026

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