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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180830)

Helps with indulgent purchases.

5
Always use this with expensive purchases when I do not have ready money. Excellent for those purchases you feel guilty having. Wonderful service, thank you. Reviewed on: 7th July 2026

Instantly available couldn't ask for more.

5
Instantly available couldn't ask for more. Reviewed on: 7th July 2026

Easy shopping.

5
I love it, the transactions are easy to get through, everything about PayPal has been very good for me, many thanks . Reviewed on: 7th July 2026

Easy to set up, & easy to manage

5
Easy to set up, & easy to manage Reviewed on: 7th July 2026

The only pal you need

5
PayPal provide an excellent service on all manner of purchases. Plenty of options for spreading the cost too. A true pal to go shopping with. Reviewed on: 7th July 2026

Pay in 3

5
I often use "pay in 3" payments because they are interest-free. Reviewed on: 7th July 2026

PayPal have always got my back

5
PayPal have always got my back if it's by debit or credit, they make shopping easy and safe. And if I ever run into a problem with a purchase...... PayPal literally has me covered. Reviewed on: 7th July 2026

Paypal,just do it!

5
An excellent company.Zero interest deals on 4 months split payments, as well as value for money. Reviewed on: 7th July 2026

PayPal credit, just the job.

5
I have been with PayPal credit for several years now and have not experienced any problems. They gave me a very good credit limit from the start and keep me informed in good time of upcoming payments and other important information. Also they have interest free offers and pay in three which are very helpful. They are in fact just the job. Reviewed on: 7th July 2026

PayPal credit services

5
Very good customer service. Making a payment for online purchases is easy. Reviewed on: 7th July 2026

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