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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180832)

PayPal credit, just the job.

5
I have been with PayPal credit for several years now and have not experienced any problems. They gave me a very good credit limit from the start and keep me informed in good time of upcoming payments and other important information. Also they have interest free offers and pay in three which are very helpful. They are in fact just the job. Reviewed on: 7th July 2026

PayPal credit services

5
Very good customer service. Making a payment for online purchases is easy. Reviewed on: 7th July 2026

I know money is safe using paypal

5
I know money is safe using paypal Reviewed on: 7th July 2026

Good experience from start to finish

5
Good experience from start to finish Reviewed on: 7th July 2026

What a great way to pay and receive money

5
I’ve had a PayPal account for several years and always enjoyed the convenience but with the new debit card and credit card it’s even more convenient to pay by PayPal simple and easy to manage Reviewed on: 7th July 2026

Easy to use and interest-free for 4 months

5
Easy to use and interest-free for 4 months Reviewed on: 7th July 2026

Very efficient company, keep me well informed about...

5
Very efficient company, keep me well informed about my transactions Reviewed on: 7th July 2026

Great service, works seamlessly, great offers and pr...

5
Great service, works seamlessly, great offers and prices. Would reccomend to anyone. Reviewed on: 7th July 2026

I have been with PayPal for a very long time now and...

5
I have been with PayPal for a very long time now and they have always been 2nd to none. I trust them with my money, my finance information and data, to make payments on my behalf and resolve any query’s I have. I trust them more than my own bank. They are efficient and always deliver. Support is easy and readily available. Reviewed on: 7th July 2026

No issues.

4
No issues. Almost too simple. Should be more barriers to get into debt. Reviewed on: 7th July 2026

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