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PayPal: PayPal Credit reviews

4.73
Based on 180,993 reviews, last reviewed 21st Jul 2026
213% increase in 5 star reviews
in the past 90 days
268% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026
Abhishek S's avatar
Abhishek S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180995)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

shopping

4
it’s been easy and reliable when i’m shopping online no fuss Reviewed on: 7th July 2026

I use PayPal as often as possible to help manage and...

5
I use PayPal as often as possible to help manage and budget money Reviewed on: 7th July 2026

I've used PayPal for 18 year's, brilliant!

5
I've used PayPal for 18 year's, if they were a bank I'd go to them immediately and change my current provider. Reviewed on: 7th July 2026

Lovely to use!

5
Lovely to use! ! Safe to use too Reviewed on: 7th July 2026

Excellent service

5
Reliable and trustworthy, never had any problems and easy to use. Feel confident in using this device and would highly recommend Reviewed on: 7th July 2026

Easy Transfer

5
I have used Paypal for transfers and paying for items on Ebay for many years. It has always been easy and safe. Reviewed on: 7th July 2026

It’s so easy and reliable.

5
It’s so easy and reliable. You can access it easy on the app and adding it to your wallet. Reviewed on: 7th July 2026

PayPal is easily accessible and has one of the best...

5
PayPal is easily accessible and has one of the best interest rates. The app is easy and accessible and has a lot of features. Reviewed on: 7th July 2026

Positive experience and plenty of reminders ie text...

5
Positive experience and plenty of reminders ie text & email messages that a payment is coming shortly Reviewed on: 7th July 2026

Reliable, Trustworthy and Secure

5
PayPal has established it's as being Reliable, Trustworthy and Secure. Reviewed on: 7th July 2026

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