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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180998 reviews)

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4.73

Based on 180,993 reviews, last reviewed 21st Jul 2026

213% increase in 5 star reviews

in the past 90 days

268% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Extremely satisfied! I find the pay in 4 really useful and when needed the staff has been extremely helpful Reviewed on: 21st July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (180998)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use service, customisable limits to support...

Easy to use service, customisable limits to support money management. Easy to access support for disputes, widely used across multiple retailers. Reviewed on: 7th July 2026

PayPal and how flexible to use

Easy to use a make sure your pay in 4 mths so no interest payments Reviewed on: 7th July 2026

Easy to use and very productive.

Easy to use and very productive. Reviewed on: 7th July 2026

Very helpful and polite customers service

Very helpful and polite customers service Reviewed on: 7th July 2026

I’ve used PayPal for years.

I’ve used PayPal for years. It’s easy and secure. The information is easy to find. Ive had a quick response to any questions about payments. Reviewed on: 7th July 2026

I have enjoyed using Pay Pal credit for many years.

I have enjoyed using Pay Pal credit for many years. It has enabled me to purchase many expensive goods without affecting my monthly budget. Especially like the short term interest free credit offered to me. Reviewed on: 7th July 2026

Simple way to pay and save

I've used paypal credit for a few years now and it's a really simple way to buy and pay back with 0% interest over a short period. Reviewed on: 7th July 2026

Who was found the service good when needed

Who was found the service good when needed Reviewed on: 7th July 2026

I have a beautiful experience with PayPal.

I have a beautiful experience with PayPal. The idea of being able to buy and pay later or even use the PayPal credit provides a breather. Also, it is widely accepted by most retailers, making it easy to use. I am an ardent user and beneficial of the PayPal platform. Reviewed on: 7th July 2026

Have used PayPal credit for 3 years now.

Have used PayPal credit for 3 years now. Had to phone up on one occasion as could not make a payment. PayPal very understanding as always. This is by some distance the best way to pay as always it comes with PayPal security. Reviewed on: 7th July 2026

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