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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181002 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181003)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

So I’m being charged for something that I have no id...

So I’m being charged for something that I have no idea what for, I haven’t signed up for anything, spoke to 3 people but to no avail, am still being charged, so frustrating Reviewed on: 7th July 2026

Always liked the pay in 3 and occasionally the pay i...

Always liked the pay in 3 and occasionally the pay in 4 interest free. Reviewed on: 7th July 2026

Very effective App, clear instructions always offeri...

Very effective App, clear instructions always offering points deals etc highly recommended service. Reviewed on: 7th July 2026

I use Paypal Credit regularly.

I use Paypal Credit regularly. It helps me spread payments and pay for things I need before I've been paid then pay off after. Really handy. Reviewed on: 7th July 2026

Very Safe, Trustworthy, & Rewarding

A very reliable service for credit banking, with list of offers and rewards. Reviewed on: 7th July 2026

Good service .

Good service . Reliable good customer service Reviewed on: 7th July 2026

Have always found it efficient and effective in mana...

Have always found it efficient and effective in managing my finances and payments. Communication is great in keeping me updated Reviewed on: 7th July 2026

Fast and Safe payments

Fast and safe payments, highly recommended, especially for larger purchases or splitting cost and fraud prevention. Reviewed on: 7th July 2026

Excellent customer service, Great value for money

Excellent customer service, Great value for money Reviewed on: 7th July 2026

Great options to pay over time and split into three.

Great options to pay over time and split into three. Can be from an array of sources but could be split further maybe over 6/9 months to make it easier and more flexible perhaps. Great customer service whenever I need help there is someone who can answer any query. Reviewed on: 7th July 2026

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