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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181004 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181004)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Super easy to use and splitting over 4 months helps

Super easy to use and splitting over 4 months helps Reviewed on: 7th July 2026

Good service and easy to apply.

Good service and easy to apply... Reviewed on: 7th July 2026

Easy and secure with great customer service.

Easy and secure with great customer service. Reviewed on: 7th July 2026

Excellent

Service is excellent any time i have had to contact PayPal my problem has been resolved very quickly Reviewed on: 7th July 2026

Trustworthy and convenient way of shopping with safety

Trustworthy and convenient way of shopping with safety Reviewed on: 7th July 2026

I've been using PayPal for around 21 years and it's...

I've been using PayPal for around 21 years and it's consistently been one of my favourite ways to pay. I use it to send money to friends and family, pay businesses online, and I really like the added flexibility of Pay in 3 for spreading the cost of purchases without paying interest. The interest-free period available through PayPal Credit for larger purchases has also been very useful. Another feature I appreciate is being able to add my PayPal card to my Apple Wallet, making it quick and convenient to pay both in stores and online. Over the years, PayPal has continued to add useful features while remaining easy to use and reliable. Based on my experience, I'd happily recommend it to anyone looking for a secure and flexible way to manage payments. Reviewed on: 7th July 2026

Great and very convenient to use

Great and very convenient to use Reviewed on: 7th July 2026

I love how easy it is to use PayPal,it is my first c...

I love how easy it is to use PayPal,it is my first choice of payment when ordering anything on line. It saves all that time of filling out your details and bank details, as PayPal saves it all for you. You also gave 3 choices on payment, pay it all, pay in 3, which is interest free or putting it on credit. Reviewed on: 7th July 2026

Very user friendly and convenient

Paypal is really easy to use with a very user friendly app making everything very clear for me to see. It makes buying things really convenient when I don't have my debit card to hand Reviewed on: 7th July 2026

I will only buy on internet if PayPal is available a...

I will only buy on internet if PayPal is available as they guarantee you get help with purchase if you need it Reviewed on: 7th July 2026

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