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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181011 reviews)

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4.73

Based on 181,001 reviews, last reviewed 22nd Jul 2026

207% increase in 5 star reviews

in the past 90 days

257% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPalplus is amazing Ease of use and the PayPal+ really makes it worth having. It’s paid for a good few small purchases of eBay and feel like am getting something back. Reviewed on: 22nd July 2026

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181011)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

First class

First class service. Excellent web page with easy process. I would reccomend PayPal to all. Reviewed on: 7th July 2026

outstanding customer service

outstanding customer service on phone- nothing too much trouble. Great products and great notification to keep you up to date. PayPal one of best companies I've ever dealt with Reviewed on: 7th July 2026

All good with payments and fees.

All good with payments and fees. Reviewed on: 7th July 2026

PayPal transactions feel secure

PayPal transactions feel secure and make me feel confident that my transactions are going to be protected Reviewed on: 7th July 2026

Great options for credit giving you more time to pay.

Great options for credit giving you more time to pay. Reviewed on: 7th July 2026

Meets my needs for all my payments

Meets my needs for all my payments Reviewed on: 7th July 2026

Easy and straightforward

I was pleased to be offered the credit and it was all very easy and straightforward. Although must admit have not used it yet but it's good knowing I have the money available for any emergencies. Reviewed on: 7th July 2026

Its very good being able to pay in three especially...

Its very good being able to pay in three especially if its a buy it now and your a few quid short and its the only one left, I have also used there buy now pay in full within 30 days you see it you want it but the old pension dont go in for another fortnight hit the 30 day but make sure you can afford it, because if you default it will destroy your credit rating ? Reviewed on: 7th July 2026

Paypal security and buy now pay in 3 interest free i...

Paypal security and buy now pay in 3 interest free installments is a good way to pay Reviewed on: 7th July 2026

Exemplary customer experience...

Over the years I have used PayPal's services, I have found them to offer flexible repayment options, an intuitive and easy-to-navigate account interface, robust account security, and services tailored to customers' individual needs. These qualities exemplify PayPal's commitment to delivering an outstanding customer experience. Reviewed on: 7th July 2026

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