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PayPal: PayPal Credit reviews

4.90
Based on 108,197 reviews, last reviewed 16th May 2026
2645100% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple layout and self explanatory Easy to use no complications. Lower rate and accepted by many shops Reviewed on: 16th May 2026
Alex M's avatar
Alex M

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (108197)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

5
Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

Very smooth, easy going , definitely worth it.

5
Very smooth, easy going , definitely worth it. Reviewed on: 14th May 2026

I think the credit card is really good and also the...

5
I think the credit card is really good and also the new point system is amazing. Reviewed on: 14th May 2026

PayPal Credit is Always a Reliable payment method wi...

5
PayPal Credit is Always a Reliable payment method with plenty of credit options to make all purchases easier. Much more flexible than using my credit card and accepted at a huge amount of retailers. It’s my go to when making important purchases Reviewed on: 14th May 2026

Always smooth/easy transactions could do with being...

5
Always smooth/easy transactions could do with being offered by more sellers but not paypals faulr Reviewed on: 14th May 2026

The best platform for daily trading

5
The best platform for daily trading Reviewed on: 14th May 2026

Amazing experience, never had any issues with paypal.

5
Amazing experience, never had any issues with paypal. They've even helped me out when my purchased never showed up. Were more than happy to help and got me my money back. Would recommend to anybody. A +++ Reviewed on: 14th May 2026

Good banking with PayPal I am with PayPal many years...

5
Good banking with PayPal I am with PayPal many years now,seems great customer experience. Reviewed on: 14th May 2026

Always good to have a credit payment option save me...

5
Always good to have a credit payment option save me a hassle. Reviewed on: 14th May 2026

Easy to set up

5
Easy to set up and clear instructions Reviewed on: 14th May 2026

Excellent service all round always offering help and...

5
Excellent service all round always offering help and offers Reviewed on: 14th May 2026