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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,014 reviews, last reviewed 22nd Jul 2026
197% increase in 5 star reviews
in the past 90 days
251% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer service is excellent and they truly listen... Customer service is excellent and they truly listen when you have a problem.. I cannot fault them. Reviewed on: 22nd July 2026
Katherine S's avatar
Katherine S

Latest lowest rating:

1

Endless Loop Trying to Close PayPal Credit They make it almost impossible to close your PayPal Credit account. I've spent hours trying to get mine closed over multiple occasions, only to be tol... Read more Reviewed on: 17th July 2026
Helder F's avatar
Helder F
Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (181018)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024
Mike Haslam 's avatar
Mike Haslam

Easy shopping.

5
I love it, the transactions are easy to get through, everything about PayPal has been very good for me, many thanks . Reviewed on: 7th July 2026
Donal Mcauley's avatar
Donal Mcauley

Easy to set up, & easy to manage

5
Easy to set up, & easy to manage Reviewed on: 7th July 2026
Lisa's avatar
Lisa

The only pal you need

5
PayPal provide an excellent service on all manner of purchases. Plenty of options for spreading the cost too. A true pal to go shopping with. Reviewed on: 7th July 2026
Dave Arksey's avatar
Dave Arksey

Pay in 3

5
I often use "pay in 3" payments because they are interest-free. Reviewed on: 7th July 2026
Grzegorz Borysik's avatar
Grzegorz Borysik

PayPal have always got my back

5
PayPal have always got my back if it's by debit or credit, they make shopping easy and safe. And if I ever run into a problem with a purchase...... PayPal literally has me covered. Reviewed on: 7th July 2026
Levi Major's avatar
Levi Major

Paypal,just do it!

5
An excellent company.Zero interest deals on 4 months split payments, as well as value for money. Reviewed on: 7th July 2026
Ann W's avatar
Ann W

PayPal credit, just the job.

5
I have been with PayPal credit for several years now and have not experienced any problems. They gave me a very good credit limit from the start and keep me informed in good time of upcoming payments and other important information. Also they have interest free offers and pay in three which are very helpful. They are in fact just the job. Reviewed on: 7th July 2026
G Barber's avatar
G Barber

PayPal credit services

5
Very good customer service. Making a payment for online purchases is easy. Reviewed on: 7th July 2026
Rebecca D's avatar
Rebecca D

I know money is safe using paypal

5
I know money is safe using paypal Reviewed on: 7th July 2026
ASM's avatar
ASM

Good experience from start to finish

5
Good experience from start to finish Reviewed on: 7th July 2026
Eugen R's avatar
Eugen R

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