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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180846)

Satisfied with PayPal credit

5
I have been using PayPal for 10+ years, I have never been disappointed. Be it to buy, claim a refund, being paid, using PayPal in 3 etc. And my credit helped me acquire things I couldn't afford cash. Customers service has always been good solving issues with some sellers. All in all I am satisfied with PayPal credit. Reviewed on: 7th July 2026

Everything about my experience has been 10/10, no fa...

5
Everything about my experience has been 10/10, no faults at all Reviewed on: 7th July 2026

PayPal makes sense.

5
PayPal makes sense. It looks after your money and does not incur fees. It is secure and allows for split payments with no interest. This is particularly good in our current financial situation, meaning people don’t lose out. Reviewed on: 7th July 2026

Simplicity

5
I love Paypal for quick, easy, secure, purchasing. Particularly pay in 3. Reviewed on: 7th July 2026

Easy, fast and efficient.

5
Easy, fast and efficient. Very manageable. Reviewed on: 7th July 2026

Old as me

5
Long ago, when I was using eBay payments, I think we started using PayPal. I thought it was only for eBay. But it has improved a lot in recent years and has gained people's respect and trust. Since then, I have been using PayPal for everything. I think now it has been; PayPal is one of the most established and widely accepted online payment services. I managed to build my garden fence with the help of PayPal Credit, which made it easier to buy all the materials. I am so glad to be with PayPal. Reviewed on: 7th July 2026

Easy to use via the app and clear communication thro...

4
Easy to use via the app and clear communication through emails. Reviewed on: 7th July 2026

I use it for many payments and it provides me with c...

5
I use it for many payments and it provides me with confidence. I have only used PayPal support / customer service once and it was a good experience Reviewed on: 7th July 2026

I often use PayPal to pay for purchases l, this is s...

5
I often use PayPal to pay for purchases l, this is so I can pay interest free for 4 months. I also take advantage of the pay in 3 that PayPal offer. Reviewed on: 7th July 2026

all ways professional and will go the extra mile to...

5
all ways professional and will go the extra mile to help resolve the problem Reviewed on: 7th July 2026

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