Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180844 reviews)

View other PayPal products

4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (180845)

Safe way to pay for things online

Safe way to pay for things online Reviewed on: 7th July 2026

Excellent service

Excellent service all round, easily accessible and payment terms are competitive Reviewed on: 7th July 2026

Fintech revolution

Paypal has been a cornerstone of the fintech revolution. It is safe, fast and simple. Reviewed on: 7th July 2026

It's really simple and easy to use, everything is la...

It's really simple and easy to use, everything is labelled correctly and I've had no issues for the 10+ years I've been using it! Reviewed on: 7th July 2026

Using pay pal is very good for me as it suits my nee...

Using pay pal is very good for me as it suits my needs after having personal problems I can shop from my house which is convenient for me and pay pal keeps me updated I recommended it to family and friends who are using it to Reviewed on: 7th July 2026

Paypal is super easy to use

Paypal is super easy to use to make international payments. It's safe but the charges are too high. Reviewed on: 7th July 2026

It's a really great way to spread a larger payment w...

It's a really great way to spread a larger payment without having to put the payment on your credit card Reviewed on: 7th July 2026

Always dealt with by friendly and knowledgeable staff

Always dealt with by friendly and knowledgeable staff Reviewed on: 7th July 2026

Great experience easy to use and pay

Great experience easy to use and pay Reviewed on: 7th July 2026

Brilliant service

All my purchases were made so easy Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101040 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub