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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (180842 reviews)

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4.73

Based on 180,808 reviews, last reviewed 15th Jul 2026

443% increase in 5 star reviews

in the past 90 days

502% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (180842)

Paypal Credit has been a life saver for me.

Paypal Credit is easy to use and understand and at times has saved me money and stress by allowing me to complete projects that I would not have been able to finish without the services help. It has been a lifesaver for me espeically during important building projects around my home. Reviewed on: 7th July 2026

Brilliant idea say to use excellent pay in three

Brilliant idea say to use excellent pay in three Reviewed on: 7th July 2026

easy it is to use

I love how easy it is to use PayPal couple of clicks and it’s payed and my address is automatically filled I’ve had problems with purchases not being sent PayPal sorted it out and I got a full refund. With different payment options such as pay in three and PayPal credit there’s plenty of fixable options to use. Reviewed on: 7th July 2026

I've had a really positive experience using PayPal C...

I've had a really positive experience using PayPal Credit. It's made it much easier to spread the cost of larger purchases while keeping everything in one place. The application process was straightforward, payments are easy to manage through my PayPal account, and I appreciate the flexibility it gives me when I need it. It's been a convenient and reliable way to budget for purchases, and I'd happily recommend it to anyone looking for a simple payment option. Reviewed on: 7th July 2026

Value for money.

Value for money. Transparent terms and conditions. Excellent service treat’s customers fairly. Customer service agents well trained and easy to do business with. Useful products right for current economic conditions. Reviewed on: 7th July 2026

Prompt and flexibility.

Prompt and flexibility. Good customer service. Reviewed on: 7th July 2026

Easy to use, but support could be clearer

I have used PayPal Credit and overall it has been straightforward and convenient, especially when making larger purchases and wanting to spread the cost. The application and checkout process are easy to understand, and it is useful that everything is linked through PayPal. The main thing I would improve is the clarity around repayments, interest, and customer support. Sometimes the information could be explained more clearly so customers know exactly what they are agreeing to and what the costs may be if payments are not made within the promotional period. Overall, it is a useful service when used carefully and responsibly, but I would recommend anyone using it to read the terms properly and make sure they understand the repayment dates Reviewed on: 7th July 2026

I’ve had no issues whatsoever they have always been...

I’ve had no issues whatsoever they have always been super helpful with sorting out any issues you have Reviewed on: 7th July 2026

Very helpful staff, easy and quick to apply for the...

Very helpful staff, easy and quick to apply for the card and delivery was super quick. Simple app to use and with it's new look, it looks and feels great. Reviewed on: 7th July 2026

I have used PayPal Credit for a number of years now,...

I have used PayPal Credit for a number of years now, the flexibility and choice of repayment options are what is required at different stages of purchasing, be it large costly items or small items. Reviewed on: 7th July 2026

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