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PayPal: PayPal Credit reviews

4.73
Based on 180,808 reviews, last reviewed 15th Jul 2026
443% increase in 5 star reviews
in the past 90 days
502% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I just the the flexibility with the credit I just the the flexibility with the credit Reviewed on: 15th July 2026
Charlie f's avatar
Charlie f

Latest lowest rating:

1

Celebrity Gad PayPal is good and reliable for pay every due diligence Reviewed on: 14th July 2026
Celebrity Gad's avatar
Celebrity Gad

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (180840)

It has been fantastic and very easy throughout, it h...

5
It has been fantastic and very easy throughout, it has enabled me to build my credit score whilst also enjoying life. Reviewed on: 7th July 2026

Feel secure with PayPal.

5
Always there for me when I need secure payments. I also have the pay in three installment plan if required, great all round. Reviewed on: 7th July 2026

Using PayPal app for purchases

5
Using PayPal app for purchases is smooth and trouble free....any issues are dealt with quickly and efficiently - 5Star! Reviewed on: 7th July 2026

My hip-pocket bank!

5
promptly available when I need to pay. customer service is never better than 'good' when it is remotely accessible. Reviewed on: 7th July 2026

Easy and simple to use.

5
It was very helpful to spread the payment for an item over 3 months. I was a bit worried I might forget to clear it in the interest free period, but PayPal Credit took the payments I set up on time and in full so it was all very easy and simple. Reviewed on: 7th July 2026

PayPal credit hassle free payments

5
PayPal is accepted most places online and easy to sign in and make payments using credits also their offer for 4 month interest free on higher purchases is excellent for emergency purchases. Reviewed on: 7th July 2026

Great product and easy to access on the app

5
Great product and easy to access on the app Reviewed on: 7th July 2026

Very good - no issues!

5
Very good - no issues! Been using it for a few years without any issues Reviewed on: 7th July 2026

It's so easy to use and if any problems arise and yo...

5
It's so easy to use and if any problems arise and you get nowhere with the vendors they help you sort it and getting more time to pay is great Reviewed on: 7th July 2026

Great customerr service and very easy to use app

5
Great customer service an vet easy to use app Reviewed on: 7th July 2026

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